NYBC Works to Clarify Legality of Electric Bicycles in New York

By Collin Hodges, NYBC Program Coordinator

2/27/13

Bicycling is a wonderful way to get around. But what if you aren’t in great shape, or consider yourself too old, young, or physically impaired to view bicycling a practical way to get around? Or even more simply, what if you’d like to arrive at that summer meeting without sweating through your shirt in the process?

Electric bicycles could provide a solution to such problems. They have the ability to take the physical strain off of commuters who would like to use their bicycle more, but might opt to drive in the face of such inconveniences.

One might argue that exercise through the physical exertion inherent in bicycling is one of the primary advantages of commuting by bike, and that electric bicycles would dampen that benefit. Realistically, however, not everyone is able or willing to put out that sort of exertion on a daily basis. It is also important to note that electric bicycles can generally be powered by pedaling, running the electric motor, or a combination of both. The majority of models in the US cannot be operated solely with the electric motor, but all can be powered exclusively by pedaling if the rider so chooses. This would give a commuter the flexibility of pedaling for the majority of a trip, but using the motor to help conquer that formidable hill that lies just at the end of the route. One need look no further than hilly cities like San Francisco, the daunting bridges of New York City, or the rolling terrain of upstate New York to imagine how this could be helpful to the average Joe, not to mention the young, the elderly, or even people just struggling to get into shape for regular cycling.

What about the bicyclist’s claim of energy efficiency? While electric bicycles have a larger carbon footprint than their traditional counterparts, they are still sixteen times more energy efficient than the average automobile, and six times more efficient than most rail transit systems.[1]

Still, before you rush to buy stock in these magical contraptions, their legal status must be removed from the state of limbo that currently stymies their widespread use. Specifically, the issue is their treatment as motorcycles under New York State law, and motor scooters in New York City. This is in contrast to federal law, wherein an electric bicycle is officially defined as a “two- or three-wheeled vehicle with fully operable pedals and an electric motor of less than 750 watts (1 hp).”[2] This means that in New York State, electric bicycles are generally considered unregistered motor vehicles and subject to the same laws and penalties as automobiles. In New York City, electric bicycles that do not have the ability to be operated solely by its motor (pedal-assist bicycles) are legal, but those that do have that ability (motor-assist bicycles) are subject to fines and impoundment.

These classifications are especially problematic in light of the fact that electric bicycles are not permitted to have a Vehicle Identification Number (VIN), meaning that they cannot be registered with the DMV and are thus inherently illegal for use on public roads throughout the state. That technicality aside, legally equating them with automobiles is dubious at best. Even when powered solely by an electric motor, these bicycles have a top speed of under 20 mph[3] and extremely low horsepower ratings, which makes them no more dangerous than a traditional bicycle. Overall, the potential for electric bicycles to widen the audience for bike commuting cannot be ignored, and NYBC has joined Transportation Alternatives and other electric bicycle supporters to advance legislation that corrects these legal inconsistencies.

In fact, several bills have recently been introduced in the New York State Assembly that seek to resolve the electric bicycling issue and bring New York into closer conformity with federal standards. One is bill A01618, first introduced by Assemblyman David Gantt (Assembly District 137) in 2005, which states that electric bicycles should not be considered motor vehicles provided the motor features a maximum output of 1,000 watts. Safety standards would conform to those applicable to traditional bicycles, and electric bicycle operators would need to be at least 16 years old. Bill S01357B sponsored by Senator Martin Dilan (D. 18th Senate District), is similar to Assemblyman Gantt’s bill. The only differences are that the maximum power output would conform to the federal standard of 750 watts, and there would be a helmet requirement for riders between 16 and 18 years old.

NYBC and its partners recently met with the offices of Assemblyman Gantt and Senator Dilan to drive home the importance of passing an acceptable bill regardless of minor distinctions. In the absence of such a bill, even more New Yorkers could receive hefty fines for operating electric bicycles in the coming year. Bolstering the effort, Assemblyman Rafael Espinal (Assembly District 54) introduced bill A05058 earlier this month, which is identical to Senator Dilan’s bill.

If New York is to move forward as a bicycle-friendly state, then the legal muddle around electric bicycling must be clarified.  NYBC is proud to work closely with trusted allies to pass a much-needed electric bicycle bil in the 2013 legislative session.

 


[1]Transportation Alternatives,9/8/11

[2] 15 U.S.C.A. § 2085

[3] Stieber, Zachary. “Electric Bikes in New York May Be Legal, or Maybe Not.The Epoch Times, 9/17/12.

*Cover image courtesy www.thirteen.org

NYBC Board Member / Attorney talks bicycle insurance

Submitted by Jim Reed (NYBC Board Member and attorney with Ziff Law)

I was recently asked by another bicyclist for my advice about how much insurance he should have. He wondered whether he should get some bicycle-specific insurance to supplement his SUM insurance.

SUM is short for Supplementary Uninsured/Underinsured Motorists coverage. Here are two great things you should know about SUM:

(1)  SUM covers you and your family whether you are injured in your car or on your bike.

(2)  Unlike most insurance coverage, SUM costs very little for all the protection it provides.

I personally recommend that all of my cycling friends purchase a minimum of $250,000 of SUM coverage.

I wanted to share the advice I gave the other bicyclist with all of my readers, because I think it will help my fellow riders and their families, who are wondering whether they have enough insurance!

THE NEW KID ON THE BLOCK:  BICYCLE SPECIFIC INSURANCE POLICIES

But let me address this bicyclist’s question about bicycle-specific insurance.  Bicycle specific insurance policies are policies that are marketed to and provide coverage for cyclists.  These policies can provide coverage for property damage to your bike, medical bills, lost wages and miscellaneous expenses.  These policies are designed both for bicyclists who may not have a car or other insurance coverage, or, for those folks who want to supplement their other insurance coverage like auto insurance or health insurance.

To be honest, I don’t know a lot about this type of insurance because it is relatively new and I have only been hearing about it for the last year or two.  Furthermore, I have yet to have any of the many bike accident clients I represent actually have this type of insurance so I don’t have any personal or professional experience with these policies.

However, I did go online to review a few of the different bicycle-specific insurance policies I could find.  Frankly what I found was disappointing– relatively high premiums for relatively low coverage.  For instance, one policy only provided $50 per day for every day you were in the hospital.  Heck, if you are in the hospital, $50 is nothing so I view that coverage as virtually worthless.  Of course, that was one policy and there may be other policies out there that are better but my little brief sampling of what is available was disappointing.  If anyone knows of what they believe is a great bicycle specific policy, please let me know in the comments below as I am always eager to know of insurance products that could help my cycling friends and clients.

My feeling is that the more insurance someone has, the better.  So I would never advise against having as much insurance as anyone could afford, and sometimes it is necessary that you have several types of insurance to cover the many different ways you might be injured.

However, I know most folks’ budgets are limited, so with that in mind, we all need to make decisions about the best coverage to buy.

FOR CYCLISTS WITH CARS, SUM IS STILL KING OF THE HILL IN TERMS OF COVERAGE TO BUY

For my money, SUM is far and away the best deal because it provides lots of additional protection for relatively few dollars and it protects you both when driving a car or riding your bike.

I would much rather see people increasing their property damage deductible to save some money so they can apply those dollars to the SUM coverage.

Let’s face it, having to pay $250 to $500 more for property damage is not good, but it’s not nearly as bad as having injuries worth hundreds of thousands of dollars with no coverage.

So my first recommendation is always buy as much SUM coverage as you can afford.

I am not enamored of bicycle-specific insurance policies for a few different reasons:

  • First, most of these policies are expensive for the limited coverage they provide.
  • Second, most are extremely limited in defining what injuries they cover (i.e., death or total amputation but nothing for the most typical injuries like a fracture).
  • And third, some very narrowly define what types of cycling accidents are even covered or have exclusions if there is auto coverage applicable.

Of course, insurance policies are simply contracts, so you always have to read the actual insurance policy to see exactly what it does and does not provide but most of the bicycle-specific policies I have seen to date have serious limitations.  Hopefully in the future that will change, but so far I have yet to see a bike policy that I thought was worth buying.

BUT IF YOU DON’T HAVE A CAR…..

However, there is one important caveat for those bikers who do not have a car and therefore can’t buy SUM for themselves: in that case, these bike policies are better than nothing!

I have written more about SUM coverage here and here. I strongly recommend you read more about it today.

Bicyclists in Elmira, Corning and the Twin Tiers, what has been your experience with SUM insurance or specific bicycle policies? Please share your thoughts in the comment section below!

Thanks for reading. Please be careful out there!

Thanks, Jim

_________________________________
James B. Reed
NY & PA Injury & Malpractice Lawyer
Ziff Law Firm, LLP
Office: (607)733-8866
Toll-Free: 800-ZIFFLAW (943-3529)
Blogs: NYInjuryLawBlog.com and
            NYBikeAccidentBlog.com

 

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Thanks To Boy Scout and His Friends, Bike Share Program Taking Off In Big Flats Park

A group of Scouts had fun painting some of the bikes for the new bike sharing program.

A Big Flats Eagle Scout is leading a project that is putting the finishing touches on an awesome new bike sharing program at Sperr Memorial Park in Big Flats.

My congratulations to Eagle Scout candidate Brendan Marshall and other Scouts from Troop 3097 in Big Flats, who spruced up and repainted an old shed and a bunch of bikes for the bike share. What a great community project by some terrific youngsters!

The white bike-sharing shed, which will soon have a sign, is located at the west entrance of Sperr Park near the intersection of Winters, Hibbard and Maple roads.

Look for this white shed to borrow a bike while visiting Sperr Memorial Park.

Brendan’s mother, Kim Marshall, said Brendan was helped by six to 10 other Scouts and some Scout leaders in replacing some rotted boards and old shingles, installing shelving and hooks, and painting the shed and the bikes.

“The boys really had fun painting the bikes so they’d stand out,” Kim said.

She also said the trail around the park was busy the day Brendan and his friends were working on the shed, and the project drew a lot of interest.

“The parking lot was full almost all day, and several people stopped to ask what we were working on,” Kim said. “Once they learned about the bike share, they thought it was a great idea. If the number of people using the trail that day was pretty typical, the bike share should get a lot of use.”

Sperr Memorial Park is a memorial to slain state Trooper Andrew J. Sperr, who was shot to death on March 1, 2006, by two fleeing bank robbers. The gunmen were captured later that day.

Trooper Sperr would be proud of these young men, who have pledged to make a positive impact in their community.

So go take out a bike and go for a ride around Sperr Memorial Park. It’s a great opportunity to enjoy our beautiful fall weather and celebrate the achievement of these fine young men and their families.

To learn more about other bike share sites in Elmira, Corning and the Twin Tiers, visit the Southern Tier Bicycle League, and even better, become a member of STBL and help support great programs like this.

The bike share project was supported by STBL, the town of Big Flats and a grant from the Community Foundation of Elmira Corning and the Finger Lakes Inc.

Thanks for reading!

Thanks, Jim.

_________________________________
James B. Reed
NY & PA Injury & Malpractice Lawyer
Ziff Law Firm, LLP
Office: (607)733-8866
Toll-Free: 800-ZIFFLAW (943-3529)
Blogs: NYInjuryLawBlog.com and
            NYBikeAccidentBlog.com

 

 

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